Most expensive cats to insure
Estimated annual pet-insurance premium by breed health-risk tier. The top pick is the Maine Coon.
| # | Breed | Size | Insurance/yr | Lifetime cost |
|---|---|---|---|---|
| 1 | Maine Coon | Large | $580 | $27,600 |
| 2 | Persian | Medium | $500 | $28,700 |
| 3 | Sphynx | Medium | $500 | $20,200 |
| 4 | Ragdoll | Large | $410 | $24,800 |
| 5 | Siamese | Medium | $360 | $21,400 |
| 6 | British Shorthair | Medium | $360 | $22,800 |
| 7 | Bengal | Medium | $360 | $20,400 |
| 8 | Domestic Shorthair | Medium | $290 | $18,100 |
Ranked from our sortable database. Food = vet RER/MER formula; insurance = NAPHIA average × breed health-risk tier. US estimates.
Why are some cats costly to insure?
Breeds prone to costly chronic conditions carry higher premiums.