PetCostDogs › Border Collie vs Australian Shepherd

Border Collie vs Australian Shepherd

Over a lifetime the Border Collie is the cheaper to own ($33,700 vs $35,400).
Annual cost compared (USD)
■ Border Collie■ Australian Shepherd$680$800Food/yr$560$560Insurance/yr$600$600Vet/yr
Lifetime cost compared (USD)
$34kBorder Collie$35kAustralian Shepherd

How to read the charts

The grouped bars split annual spend into food, insurance and routine vet — a taller bar means a costlier dog on that line. The second chart is the bottom line: total lifetime cost. The Australian Shepherd's taller bars reflect heavier ongoing spend, mostly from feeding costs.

AxisBorder CollieAustralian Shepherd
SizeMediumMedium
Avg weight42 lb52 lb
Lifespan12–15 yr12–15 yr
Food / year$680$800
Insurance / year$560$560
Total annual$2,290$2,410
Lifetime cost$33,700$35,400
Shedding4/54/5
Health conditions tracked44

Border Collie vs Australian Shepherd: the short answer

Over a full lifetime the Border Collie is the cheaper dog to own — about $33,700 versus $35,400, only a small gap of roughly $1,700 driven mainly by feeding costs. A Border Collie eats around $680/yr versus $800 for a Australian Shepherd, and insures for about $560/yr versus $560. The Australian Shepherd tends to live longer (12–15 vs 12–15 years), which also means more years of feeding and care to budget for. On coat care the Australian Shepherd sheds less, and the Australian Shepherd carries fewer tracked hereditary conditions (4 vs 4), which tends to keep vet bills more predictable.

Which should you choose?

Data & method: food computed from breed weight via the RER/MER calorie formula; insurance = NAPHIA US average × breed health-risk tier; lifespan and shedding from breed standards. US-dollar planning estimates for 2026, not quotes.

Compiled by the PawCosts data team from breed standards, NAPHIA insurance averages and AAFCO/vet nutrition formulas.

Frequently asked questions

Is a Border Collie or Australian Shepherd cheaper to own?

The Border Collie — about $33,700 lifetime vs $35,400.

Which eats more, a Border Collie or Australian Shepherd?

The Australian Shepherd — $800/yr vs $680/yr.

Which costs more to insure, a Border Collie or Australian Shepherd?

The Australian Shepherd — about $560/yr vs $560/yr, reflecting breed health-risk tier.

Which lives longer, a Border Collie or Australian Shepherd?

The Australian Shepherd, with an average lifespan toward 13.5 years.

Which sheds less, a Border Collie or Australian Shepherd?

The Australian Shepherd has the lower shedding rating, so less dander and loose hair to manage.

How is the Border Collie vs Australian Shepherd cost calculated?

Food from breed weight via the vet RER/MER calorie formula and US food prices; insurance from the NAPHIA US average adjusted by breed health-risk tier; lifetime = purchase + first-year setup + annual cost × average lifespan. Modelled estimates — verify with your vet and insurer.

Border Collie full profile →
Australian Shepherd full profile →