PetCostDogs › Poodle (Standard) vs Labrador Retriever

Poodle (Standard) vs Labrador Retriever

Over a lifetime the Labrador Retriever is the cheaper to own ($35,700 vs $47,400).
Annual cost compared (USD)
■ Poodle (Standard)■ Labrador Retriever$855$965Food/yr$640$640Insurance/yr$800$800Vet/yr
Lifetime cost compared (USD)
$47kPoodle (Standard)$36kLabrador Retriever

How to read the charts

The grouped bars split annual spend into food, insurance and routine vet — a taller bar means a costlier dog on that line. The second chart is the bottom line: total lifetime cost. The Poodle (Standard)'s taller bars reflect heavier ongoing spend, mostly from feeding costs.

AxisPoodle (Standard)Labrador Retriever
SizeLargeLarge
Avg weight58 lb68 lb
Lifespan10–18 yr11–13 yr
Food / year$855$965
Insurance / year$640$640
Total annual$3,150$2,740
Lifetime cost$47,400$35,700
Shedding1/54/5
Health conditions tracked44

Poodle (Standard) vs Labrador Retriever: the short answer

Over a full lifetime the Labrador Retriever is the cheaper dog to own — about $35,700 versus $47,400, a big gap of roughly $11,700 driven mainly by feeding costs. A Poodle (Standard) eats around $855/yr versus $965 for a Labrador Retriever, and insures for about $640/yr versus $640. The Poodle (Standard) tends to live longer (10–18 vs 11–13 years), which also means more years of feeding and care to budget for. On coat care the Poodle (Standard) sheds less, and the Labrador Retriever carries fewer tracked hereditary conditions (4 vs 4), which tends to keep vet bills more predictable.

Which should you choose?

Data & method: food computed from breed weight via the RER/MER calorie formula; insurance = NAPHIA US average × breed health-risk tier; lifespan and shedding from breed standards. US-dollar planning estimates for 2026, not quotes.

Compiled by the PawCosts data team from breed standards, NAPHIA insurance averages and AAFCO/vet nutrition formulas.

Frequently asked questions

Is a Poodle (Standard) or Labrador Retriever cheaper to own?

The Labrador Retriever — about $35,700 lifetime vs $47,400.

Which eats more, a Poodle (Standard) or Labrador Retriever?

The Labrador Retriever — $965/yr vs $855/yr.

Which costs more to insure, a Poodle (Standard) or Labrador Retriever?

The Labrador Retriever — about $640/yr vs $640/yr, reflecting breed health-risk tier.

Which lives longer, a Poodle (Standard) or Labrador Retriever?

The Poodle (Standard), with an average lifespan toward 14 years.

Which sheds less, a Poodle (Standard) or Labrador Retriever?

The Poodle (Standard) has the lower shedding rating, so less dander and loose hair to manage.

How is the Poodle (Standard) vs Labrador Retriever cost calculated?

Food from breed weight via the vet RER/MER calorie formula and US food prices; insurance from the NAPHIA US average adjusted by breed health-risk tier; lifetime = purchase + first-year setup + annual cost × average lifespan. Modelled estimates — verify with your vet and insurer.

Poodle (Standard) full profile →
Labrador Retriever full profile →