PetCostDogs › Yorkshire Terrier vs Maltipoo

Yorkshire Terrier vs Maltipoo

Over a lifetime the Maltipoo is the cheaper to own ($25,600 vs $26,000).
Annual cost compared (USD)
■ Yorkshire Terrier■ Maltipoo$145$270Food/yr$480$380Insurance/yr$450$450Vet/yr
Lifetime cost compared (USD)
$26kYorkshire Terrier$26kMaltipoo

How to read the charts

The grouped bars split annual spend into food, insurance and routine vet — a taller bar means a costlier dog on that line. The second chart is the bottom line: total lifetime cost. The Yorkshire Terrier's taller bars reflect heavier ongoing spend, mostly from feeding costs.

AxisYorkshire TerrierMaltipoo
SizeSmallSmall
Avg weight6 lb12 lb
Lifespan11–15 yr10–15 yr
Food / year$145$270
Insurance / year$480$380
Total annual$1,720$1,750
Lifetime cost$26,000$25,600
Shedding1/51/5
Health conditions tracked44

Yorkshire Terrier vs Maltipoo: the short answer

Over a full lifetime the Maltipoo is the cheaper dog to own — about $25,600 versus $26,000, only a small gap of roughly $400 driven mainly by feeding costs. A Yorkshire Terrier eats around $145/yr versus $270 for a Maltipoo, and insures for about $480/yr versus $380. The Yorkshire Terrier tends to live longer (11–15 vs 10–15 years), which also means more years of feeding and care to budget for. On coat care the Maltipoo sheds less, and the Maltipoo carries fewer tracked hereditary conditions (4 vs 4), which tends to keep vet bills more predictable.

Which should you choose?

Data & method: food computed from breed weight via the RER/MER calorie formula; insurance = NAPHIA US average × breed health-risk tier; lifespan and shedding from breed standards. US-dollar planning estimates for 2026, not quotes.

Compiled by the PawCosts data team from breed standards, NAPHIA insurance averages and AAFCO/vet nutrition formulas.

Frequently asked questions

Is a Yorkshire Terrier or Maltipoo cheaper to own?

The Maltipoo — about $25,600 lifetime vs $26,000.

Which eats more, a Yorkshire Terrier or Maltipoo?

The Maltipoo — $270/yr vs $145/yr.

Which costs more to insure, a Yorkshire Terrier or Maltipoo?

The Yorkshire Terrier — about $480/yr vs $380/yr, reflecting breed health-risk tier.

Which lives longer, a Yorkshire Terrier or Maltipoo?

The Yorkshire Terrier, with an average lifespan toward 13 years.

Which sheds less, a Yorkshire Terrier or Maltipoo?

The Maltipoo has the lower shedding rating, so less dander and loose hair to manage.

How is the Yorkshire Terrier vs Maltipoo cost calculated?

Food from breed weight via the vet RER/MER calorie formula and US food prices; insurance from the NAPHIA US average adjusted by breed health-risk tier; lifetime = purchase + first-year setup + annual cost × average lifespan. Modelled estimates — verify with your vet and insurer.

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