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Most expensive dogs to insure

Estimated annual pet-insurance premium by breed health-risk tier. The top pick is the Akita.

Most expensive dogs to insure — top 6

#	Breed	Size	Insurance/yr	Lifetime cost
1	Akita	Giant	$1,060	$49,200
2	Anatolian Shepherd Dog	Giant	$1,060	$49,100
3	Beauceron	Giant	$1,060	$43,900
4	Bernese Mountain Dog	Giant	$1,060	$34,900
5	Black Russian Terrier	Giant	$1,060	$47,700
6	Bloodhound	Giant	$1,060	$43,200
7	Boerboel	Giant	$1,060	$46,400
8	Bouvier des Flandres	Giant	$1,060	$46,100
9	Broholmer	Giant	$1,060	$37,700
10	Bullmastiff	Giant	$1,060	$33,500
11	Caucasian Shepherd Dog	Giant	$1,060	$48,600
12	Dogo Argentino	Giant	$1,060	$46,200
13	Dogue de Bordeaux	Giant	$1,060	$27,100
14	Estrela Mountain Dog	Giant	$1,060	$47,900
15	Great Dane	Giant	$1,060	$37,500
16	Great Pyrenees	Giant	$1,060	$42,900
17	Greater Swiss Mountain Dog	Giant	$1,060	$39,300
18	Irish Wolfhound	Giant	$1,060	$29,800
19	Komondor	Giant	$1,060	$48,300
20	Kuvasz	Giant	$1,060	$42,900
21	Leonberger	Giant	$1,060	$41,700
22	Mastiff	Giant	$1,060	$37,700
23	Neapolitan Mastiff	Giant	$1,060	$34,900
24	Newfoundland	Giant	$1,060	$40,400
25	Otterhound	Giant	$1,060	$45,300
26	Perro de Presa Canario	Giant	$1,060	$39,300
27	Pyrenean Mastiff	Giant	$1,060	$55,200
28	Rafeiro do Alentejo	Giant	$1,060	$51,600
29	Romanian Mioritic Shepherd Dog	Giant	$1,060	$52,900
30	Saint Bernard	Giant	$1,060	$40,500
31	Scottish Deerhound	Giant	$1,060	$37,100
32	Spanish Mastiff	Giant	$1,060	$52,000
33	Tibetan Mastiff	Giant	$1,060	$46,100
34	Tosa	Giant	$1,060	$48,300
35	Afghan Hound	Large	$930	$46,200
36	Airedale Terrier	Large	$930	$41,200
37	Alaskan Malamute	Large	$930	$42,200
38	American Bulldog	Large	$930	$37,200
39	American English Coonhound	Large	$930	$35,600
40	American Foxhound	Large	$930	$38,400
41	American Leopard Hound	Large	$930	$42,300
42	American Staffordshire Terrier	Large	$930	$42,800
43	Appenzeller Sennenhund	Large	$930	$42,500
44	Barbet	Large	$930	$39,700
45	Basset Hound	Large	$930	$40,100
46	Bavarian Mountain Scent Hound	Large	$930	$41,300
47	Bearded Collie	Large	$930	$43,900
48	Belgian Laekenois	Large	$930	$35,300
49	Belgian Malinois	Large	$930	$47,100
50	Belgian Sheepdog	Large	$930	$42,700
51	Belgian Tervuren	Large	$930	$42,700
52	Bergamasco Sheepdog	Large	$930	$45,100
53	Berger Picard	Large	$930	$39,200
54	Black and Tan Coonhound	Large	$930	$38,400
55	Bluetick Coonhound	Large	$930	$37,100
56	Borzoi	Large	$930	$39,500
57	Boxer	Large	$930	$35,400
58	Bracco Italiano	Large	$930	$39,300
59	Briard	Large	$930	$44,300
60	Bull Terrier	Large	$930	$39,700
61	Catahoula Leopard Dog	Large	$930	$41,300
62	Chesapeake Bay Retriever	Large	$930	$39,100
63	Chinese Shar-Pei	Large	$930	$31,100
64	Chinook	Large	$930	$44,100
65	Chow Chow	Large	$930	$33,200
66	Clumber Spaniel	Large	$930	$36,500
67	Collie	Large	$930	$43,100
68	Curly-Coated Retriever	Large	$930	$36,900
69	Czechoslovakian Vlcak	Large	$930	$38,300
70	Dalmatian	Large	$930	$37,900
71	Doberman Pinscher	Large	$930	$37,200
72	Drentsche Patrijshond	Large	$930	$39,800
73	Dutch Shepherd	Large	$930	$39,500
74	English Foxhound	Large	$930	$37,200
75	English Setter	Large	$930	$40,000
76	Entlebucher Mountain Dog	Large	$930	$36,700
77	Eurasier	Large	$930	$45,000
78	Flat-Coated Retriever	Large	$930	$29,900
79	French Spaniel	Large	$930	$36,000
80	German Longhaired Pointer	Large	$930	$41,700
81	German Shepherd	Large	$930	$30,200
82	German Shepherd Dog	Large	$930	$28,800
83	German Wirehaired Pointer	Large	$930	$47,100
84	Giant Schnauzer	Large	$930	$48,400
85	Golden Retriever	Large	$930	$37,800
86	Gordon Setter	Large	$930	$40,000
87	Greyhound	Large	$930	$36,900
88	Hamiltonstovare	Large	$930	$47,500
89	Hanoverian Scenthound	Large	$930	$41,400
90	Harrier	Large	$930	$41,500
91	Hokkaido	Large	$930	$41,900
92	Hovawart	Large	$930	$40,000
93	Irish Setter	Large	$930	$45,000
94	Irish Water Spaniel	Large	$930	$39,200
95	Lapponian Herder	Large	$930	$39,500
96	Norwegian Elkhound	Large	$930	$41,300
97	Old English Sheepdog	Large	$930	$38,900
98	Pharaoh Hound	Large	$930	$39,700
99	Plott Hound	Large	$930	$39,200
100	Pointer	Large	$930	$45,600
101	Porcelaine	Large	$930	$39,000
102	Portuguese Podengo	Large	$930	$34,100
103	Pudelpointer	Large	$930	$43,200
104	Redbone Coonhound	Large	$930	$42,300
105	Rhodesian Ridgeback	Large	$930	$34,200
106	Rottweiler	Large	$930	$36,500
107	Saluki	Large	$930	$41,000
108	Samoyed	Large	$930	$41,300
109	Segugio Italiano	Large	$930	$36,900
110	Slovakian Wirehaired Pointer	Large	$930	$41,700
111	Slovensky Cuvac	Large	$930	$41,100
112	Small Munsterlander Pointer	Large	$930	$39,200
113	Stabyhoun	Large	$930	$42,000
114	Thai Ridgeback	Large	$930	$38,500
115	Tornjak	Large	$930	$46,300
116	Transylvanian Hound	Large	$930	$37,500
117	Treeing Walker Coonhound	Large	$930	$39,200
118	Vizsla	Large	$930	$40,000
119	Weimaraner	Large	$930	$38,300
120	Wetterhoun	Large	$930	$41,000
121	Wirehaired Pointing Griffon	Large	$930	$41,500
122	Wirehaired Vizsla	Large	$930	$39,900
123	Bulldog (English)	Medium	$810	$26,000
124	Cavalier King Charles Spaniel	Small	$690	$29,200
125	French Bulldog	Small	$690	$26,800
126	German Shorthaired Pointer	Large	$640	$31,100
127	Labrador Retriever	Large	$640	$35,700
128	Poodle (Standard)	Large	$640	$47,400
129	Siberian Husky	Large	$640	$37,100
130	American Water Spaniel	Medium	$560	$29,000
131	Australian Cattle Dog	Medium	$560	$32,400
132	Australian Shepherd	Medium	$560	$35,400
133	Australian Stumpy Tail Cattle Dog	Medium	$560	$31,300
134	Azawakh	Medium	$560	$32,200
135	Basset Fauve de Bretagne	Medium	$560	$26,900
136	Bohemian Shepherd	Medium	$560	$32,300
137	Border Collie	Medium	$560	$33,700
138	Boykin Spaniel	Medium	$560	$29,700
139	Braque du Bourbonnais	Medium	$560	$26,200
140	Brittany	Medium	$560	$31,200
141	Canaan Dog	Medium	$560	$32,300
142	Cardigan Welsh Corgi	Medium	$560	$30,100
143	Cocker Spaniel	Medium	$560	$29,800
144	Croatian Sheepdog	Medium	$560	$30,400
145	Deutscher Wachtelhund	Medium	$560	$31,600
146	Drever	Medium	$560	$33,700
147	English Cocker Spaniel	Medium	$560	$30,400
148	English Springer Spaniel	Medium	$560	$31,200
149	Field Spaniel	Medium	$560	$29,700
150	Finnish Lapphund	Medium	$560	$32,000
151	Finnish Spitz	Medium	$560	$30,200
152	German Pinscher	Medium	$560	$29,100
153	German Spitz	Medium	$560	$31,600
154	Glen of Imaal Terrier	Medium	$560	$30,300
155	Grand Basset Griffon Vendéen	Medium	$560	$33,000
156	Ibizan Hound	Medium	$560	$30,000
157	Icelandic Sheepdog	Medium	$560	$28,400
158	Irish Red and White Setter	Medium	$560	$31,600
159	Irish Terrier	Medium	$560	$29,500
160	Jindo	Medium	$560	$32,600
161	Kai Ken	Medium	$560	$29,300
162	Karelian Bear Dog	Medium	$560	$28,800
163	Keeshond	Medium	$560	$33,100
164	Kerry Blue Terrier	Medium	$560	$32,500
165	Kishu Ken	Medium	$560	$28,500
166	Kromfohrlander	Medium	$560	$32,000
167	Lagotto Romagnolo	Medium	$560	$34,100
168	Miniature American Shepherd	Medium	$560	$31,800
169	Mountain Cur	Medium	$560	$27,500
170	Nederlandse Kooikerhondje	Medium	$560	$28,900
171	Norrbottenspets	Medium	$560	$32,800
172	Norwegian Buhund	Medium	$560	$30,300
173	Norwegian Lundehund	Medium	$560	$28,900
174	Nova Scotia Duck Tolling Retriever	Medium	$560	$30,800
175	Pembroke Welsh Corgi	Medium	$560	$27,600
176	Peruvian Inca Orchid	Medium	$560	$28,500
177	Petit Basset Griffon Vendéen	Medium	$560	$29,200
178	Polish Lowland Sheepdog	Medium	$560	$34,600
179	Portuguese Pointer	Medium	$560	$33,200
180	Portuguese Sheepdog	Medium	$560	$30,600
181	Portuguese Water Dog	Medium	$560	$33,200
182	Puli	Medium	$560	$34,300
183	Pumi	Medium	$560	$26,500
184	Schapendoes	Medium	$560	$31,600
185	Shikoku	Medium	$560	$26,800
186	Skye Terrier	Medium	$560	$34,600
187	Sloughi	Medium	$560	$29,700
188	Slovensky Kopov	Medium	$560	$28,600
189	Soft Coated Wheaten Terrier	Medium	$560	$31,200
190	Spanish Water Dog	Medium	$560	$37,200
191	Staffordshire Bull Terrier	Medium	$560	$29,000
192	Standard Schnauzer	Medium	$560	$35,400
193	Sussex Spaniel	Medium	$560	$34,300
194	Swedish Lapphund	Medium	$560	$30,000
195	Swedish Vallhund	Medium	$560	$28,800
196	Taiwan Dog	Medium	$560	$25,200
197	Treeing Tennessee Brindle	Medium	$560	$26,200
198	Welsh Springer Spaniel	Medium	$560	$32,300
199	Whippet	Medium	$560	$29,700
200	Working Kelpie	Medium	$560	$31,600
201	Xoloitzcuintli	Medium	$560	$33,700
202	Yakutian Laika	Medium	$560	$27,100
203	Beagle	Small	$480	$23,600
204	Dachshund	Small	$480	$26,500
205	Yorkshire Terrier	Small	$480	$26,000
206	Affenpinscher	Small	$380	$22,500
207	American Eskimo Dog	Small	$380	$24,200
208	American Hairless Terrier	Small	$380	$26,100
209	Australian Terrier	Small	$380	$22,100
210	Basenji	Small	$380	$23,400
211	Bedlington Terrier	Small	$380	$25,000
212	Bichon Frise	Small	$380	$31,300
213	Biewer Terrier	Small	$380	$25,500
214	Bolognese	Small	$380	$21,400
215	Border Terrier	Small	$380	$21,900
216	Boston Terrier	Small	$380	$20,800
217	Brussels Griffon	Small	$380	$22,600
218	Cairn Terrier	Small	$380	$22,700
219	Cesky Terrier	Small	$380	$23,200
220	Chihuahua	Small	$380	$21,200
221	Chinese Crested	Small	$380	$23,400
222	Cirneco dell’Etna	Small	$380	$22,300
223	Coton de Tulear	Small	$380	$32,000
224	Dandie Dinmont Terrier	Small	$380	$27,900
225	Danish-Swedish Farmdog	Small	$380	$20,100
226	English Toy Spaniel	Small	$380	$19,300
227	Havanese	Small	$380	$25,100
228	Italian Greyhound	Small	$380	$22,200
229	Jagdterrier	Small	$380	$20,700
230	Japanese Chin	Small	$380	$17,600
231	Japanese Spitz	Small	$380	$22,100
232	Lakeland Terrier	Small	$380	$22,800
233	Lancashire Heeler	Small	$380	$21,400
234	Lhasa Apso	Small	$380	$24,000
235	Löwchen	Small	$380	$23,300
236	Maltese	Small	$380	$24,800
237	Maltipoo	Small	$380	$25,600
238	Manchester Terrier (Standard)	Small	$380	$26,500
239	Manchester Terrier (Toy)	Small	$380	$25,200
240	Miniature Bull Terrier	Small	$380	$21,100
241	Miniature Pinscher	Small	$380	$21,100
242	Miniature Schnauzer	Small	$380	$29,500
243	Mudi	Small	$380	$22,700
244	Norfolk Terrier	Small	$380	$22,300
245	Norwich Terrier	Small	$380	$21,700
246	Papillon	Small	$380	$22,600
247	Parson Russell Terrier	Small	$380	$23,100
248	Pekingese	Small	$380	$23,000
249	Pomeranian	Small	$380	$25,700
250	Poodle (Miniature)	Small	$380	$24,200
251	Poodle (Toy)	Small	$380	$27,900
252	Portuguese Podengo Pequeno	Small	$380	$21,500
253	Pug	Small	$380	$23,300
254	Rat Terrier	Small	$380	$25,100
255	Russell Terrier	Small	$380	$21,000
256	Russian Toy	Small	$380	$19,600
257	Russian Tsvetnaya Bolonka	Small	$380	$23,000
258	Schipperke	Small	$380	$21,200
259	Scottish Terrier	Small	$380	$22,500
260	Sealyham Terrier	Small	$380	$24,800
261	Shetland Sheepdog	Small	$380	$24,100
262	Shiba Inu	Small	$380	$24,900
263	Shih Tzu	Small	$380	$30,200
264	Silky Terrier	Small	$380	$23,600
265	Smooth Fox Terrier	Small	$380	$22,600
266	Teddy Roosevelt Terrier	Small	$380	$24,900
267	Tibetan Spaniel	Small	$380	$21,700
268	Tibetan Terrier	Small	$380	$29,200
269	Toy Fox Terrier	Small	$380	$20,600
270	Welsh Terrier	Small	$380	$25,000
271	West Highland White Terrier	Small	$380	$28,100
272	Wire Fox Terrier	Small	$380	$22,600

Ranked from our sortable database. Food = vet RER/MER formula; insurance = NAPHIA average × breed health-risk tier. US estimates.

Why are some dogs costly to insure?

Breeds prone to costly chronic conditions carry higher premiums.

Open the full sorter →