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Most expensive guinea pigs to insure
Estimated annual pet-insurance premium by breed health-risk tier. The top pick is the American Guinea Pig.
| # | Breed | Size | Insurance/yr | Lifetime cost |
|---|---|---|---|---|
| 1 | American Guinea Pig | Small | $120 | $6,500 |
| 2 | Abyssinian Guinea Pig | Small | $120 | $7,450 |
| 3 | Peruvian Guinea Pig | Small | $120 | $10,650 |
| 4 | Silkie (Sheltie) Guinea Pig | Small | $120 | $10,650 |
| 5 | Teddy Guinea Pig | Small | $120 | $6,200 |
Ranked from our sortable database. Food = vet RER/MER formula; insurance = NAPHIA average × breed health-risk tier. US estimates.
Why are some guinea pigs costly to insure?
Breeds prone to costly chronic conditions carry higher premiums.